Saturday, August 31, 2019

Ethical Considerations Project

Ethical Considerations Project Ethical Considerations I believe the ethical considerations in Brownfield v. Daniel Freeman Marina Hospital is for all hospitals to provide all information and access to emergency contraceptives to sexual assault and rape victims. In the defense of Brownfield, emergency contraceptives, Plan B, and oral synthetic hormones is the most common type of emergency contraceptives that should have been disclosed to her upon her request. These contraceptives are often called the â€Å"morning after pill or Plan B†.Some legal considerations are the Principles of Informed Consent. What this principle imposes is it allows a competent individual to advance his or her own welfare. This right and responsibility is performed by freely and willingly consenting or refusing consent to recommended medical procedures, based on a sufficient knowledge of the benefits, burdens, and risks involved. The ability to give informed consent depends on: 1) adequate   disclosur e of information; 2) patient   freedom   of choice; 3) patient   comprehension   of information; and 4) patient capacity for decision-making.By meeting these requirements, three necessary conditions are satisfied: 1) that the individuals decision is voluntary; 2) that this decision is made with an   appropriate   understanding of the circumstances; and 3) that the patients choice is deliberate insofar as the patient has carefully considered all of the expected benefits, burdens, risks  and reasonable alternatives. (â€Å"Ethical issues consent,† 2012) This becomes a matter of a legal issue when the Principles of Informed Consent can be proven in court that the victim was not given such information or allowed to exercise this principle.Supporters of this act argue that emergency contraception is a medically accepted way of preventing pregnancy and does not represent an abortion. A group specifically formed to make sure access to emergency contraception for rape, incest, and domestic violence victims, state that victims of sexual assault should have access to the best available treatment. Other's stressed the importance of giving victims of sexual assault medically, accurate and unbiased information and the choice to prevent an unintended pregnancy.Even though the American Medical Association’s medically accepted standard of care includes administering emergency contraception, only some hospitals unconditionally provide emergency contraception to rape victims. Access to emergency contraception has been a heavily debated issue because there has to be a balance between protecting health care provider’s religious and moral beliefs on one hand, and providing a uniform standard of care and maintaining patient rights on the other.This principle gives an important approach to the analysis of ethical questions arising from the general obligation to preserve human life and the limits of that obligation. Among other questions, the princi ple addresses whether the forgoing of life-sustaining treatment constitutes a physician-assisted suicide in certain circumstances and it guides individuals and surrogate decision-makers in the weighing of benefits and burdens. I truly agreed with the judge in his decision against the Catholic hospital.His decision in ruling the Catholic hospital to be in the wrong simply clarifies and justifies the importance and reasons of a hospital, which is to provide medical services to those in need. Just because it was against the Catholic principles in life, they should have still abided by the Principle of Informed Consent. There are thousands of Catholic churches worldwide in which the Catholic church has their own opportunities to preach and teach their beliefs.However, within a medical facility, I just do not believe in allowing them to preach their beliefs there. It is not the place for it. References Emergency contraception: More than a morning after pill. (1996). Medscape Today News. Retrieved from http://www. medscape. com/viewarticle/718161 Ethical issues consent. (2012). Retrieved from http://www. ukcen. net/index. php/ethical_issues/consent/legal_considerations1

Friday, August 30, 2019

Banco de Compartamos

Any company that decides to go into the stock exchange must exude extra caution before making the bold step to go public. Initial public Offer (IPO) of a company mostly can tell how that company is going to do in the stock markets depending on the number of subscriptions received. It is worthy to note that stock prices keep fluctuating and that the price of a company’s share represents the financial position of the company. Companies with a higher share price in the stock exchange are taken by the public and other stake holders to be doing well.In addition to that, the company's affairs become public as they are now prone to analyst reports and public shareholders criticism. In this study, Banco de Compartamos, a micro finance bank offers its shares in the Mexico Stock Exchange which arouses a lot of controversies among major shareholders. Can Compartamos still perform their duties to the poor? Is it possible for them to combine these two without deviating from the purpose for which the bank was originally established? Can they handle the pressures presenting themselves to it as a public company?This is a thorough review and analysis of Compartamos' decision to make the bank a public entity and how it has affected their performance. Banco Compartamos IPO Going public for a micro finance company and in particular Compartamos may prove to be a good thing as well as a bad thing. In the eyes of the public, it may seem like Compartamos is getting too business oriented and that it may lose its focus on helping the low income group that it has been serving. Going public is also a risky endevour because it exposes the business to a lot of external forces.The bank's performance must now be published and analyst's comments go far into exposing the company's weak points which the competitors may take advantage of. Every quarter shareholders, analysts, fund managers and competitors will be waiting to see the financial outcome of the period. This means that the compa ny must work extra hard to maintain positive image or otherwise cause their own downfall. Another note is that Compartamos was doing quite well financially with return on equity (ROE) increasing from 47. 7% to 56. 1% between 2004 and 2006 as compared to others who were averaging at 21.2% in 2006. In fact, Daniel confirmed that from the operational point of view there was no need to sell the shares. They were only doing it as a secondary offering. Compartamos IPO on the other hand proves to be a good venture from the look of its performance in the stock exchange. As a matter of fact, interest by investors was so high that there had to be several revisions of the share price up to P$40 per share. Compartamos market capitalization was $1. 56 billion dollars which is so much to go for hence my agreement that it was the right choice for them to go public.Most impressive was the high interest investors had in the bank which saw them register thirteen times over subscription. From my point of view, a private sale would have been even worse in terms of catering to the customers' needs. This is because the buyers may not have the welfare of the low income group at heart which was the largest target for the bank. The choice was also better than taking debts being offered to them by non-financial debtor which were being offered at the investor's rates.The other thing is that activities of the bank are not going to change as it will continue providing services to the Popular Financial Sector (PFS) which was the main purpose of its introduction back in 1990. Serving the poor and the capital markets demand. It seems like Banco Compartamos has deviated from its objective of serving the poor by getting into the stock exchange. This is according to several stakeholders and analysts such as Richardson of World Council of Credit unions and Chuck Waterfield who thinks the decision is untimely.The question however lies on Compartamos. Can they manage both serving the poor and meet ing the capital market demands? So far, Compartamos has been doing very well in the stock market with its the book value of shares rising to $126 million in 2006 from $6 million at the time of the IPO and an internal rate of return of over 100% in only eight years! Most analysts recommended it because of its prospects for growth and high profitability. The co-CEO of Compartamos seems concerned about the clients.They discuss how they can offer better services and hence improve their lives. Apart from GDI (Generadora de Ingresos) or ‘the income generator loan', they are considering coming up with new products for the people. This means that Compartamos is still committed in its duties improve the lives of the poor. According to ACCION international, Compartamos IPO sent a message that service to the poor can go hand in hand with profits. â€Å"The two Carlos† Strategic options for the future The future of Compartamos looks bright but challenges are never ending in the wor ld of business.The strategies put forth by the â€Å"two Carlos† will have to be met by the end of the year. Client base must be increased to one million, they have to preserve the social mission and at the same time cope with the daily pressures of becoming a public company. The Charlies surely have a great role ahead of them. In order to attain new markets to increase their client base and defend their leading position in the sector coordinated planning is essential. First of all they should lay a good strategy and make plans on how they are going to accomplish their goals.I particularly like that they have set a time limit. This acts as a goal by itself and a motivating factor. With the high rise in competition due to many entrants in the micro finance sector, their strategy should include expanding by coming up with new products that are unique to compliment GDI. A new product will always appeal to customers especially if it comes with an attractive package. Maybe they sh ould consider lowering their interest rates so as to attract new clients and keep the current ones.This would also mean they are helping the poor socially because now they can take cheaper loans hence develop themselves. Compartamos has no market penetration in Mexico as much as it has wide branch coverage. New products will definitely help it in overcoming this challenge. As long as you are a public company, there will always be politics and attacks mostly aimed at breaking the company by presenting a bad name about it. The Charlies know that their bank has not deviated from their original mission. What remains as the challenge is proving it to the public.This can be done by constantly reminding people that they are still committed to serving them while at the same time showing it through action. The best thing for the Charlies is to increase their efforts of serving the poor so that the bad image portrayed by the attackers can be dissolved in the face of the good work that they ar e doing. It’s about playing with the psychology of the shareholders and its clients to avoid the negative effect that would otherwise result. Before deciding to set up new branches, it should consider the viability of the area and whether the market is promising.Areas outside the country especially if micro finance is not well established in the market are a good opportunity though care should be taken to properly establish expected risks and returns. This can be done through conducting researches before investing there. Mergers and acquisitions should also be performed with extra caution to maintain the quality of services offered. The advantage of mergers is that they add to a company's competitiveness. If not well calculated though it may lead to the downfall of an otherwise good businesses.The future of micro finance industry. The IPO will undoubtedly attract more players into the micro finance sector and probably other market-led approaches to poverty. For now, Compartam os remains the lead among them all. There is a possibility of new models coming up that may pose a challenge to Compartamos. Compartamos should be the future of the micro finance sector. This is because most junior micro finance organizations will want to emulate its success and in doing so they may consider copying some of its policies.In the past, most micro finance organizations in Mexico have only concentrated on giving soft loans to regular customers as their only business. Compartamos is more advanced giving insurance policies and also engaging in normal bank business activities. The structure of the market however is that it is always dynamic and one can never tell what tomorrow may bring. Mergers may be forged leading to bigger organizations that would overtake Compartamos. Conclusion and Recommendations Banco de Compartamos has led by example.In the hands of Carlos Labarthe and Carlos Danel, it is bound to spring even higher in the micro finance sector after going public. D uring the IPO shareholders presented the organization with a cheap source of finance that is barely available to other companies of its nature therefore placing them at an absolute advantage. It becomes one of the largest companies in the Mexican Stock Exchange with over $2 billion in market capitalization. I do believe that their bold step into going public has a lot in the benefit package which if used well could see the bank grow outside its boundaries.On the side of helping the poor, they have not failed in that area yet. As a matter of fact, it is a case of logic to see that by they use the obtained finance to expand their business activities and to offer more loans. It is like giving the financially stable a chance to be owners of the bank an in return making them bring their billions to the poor. Furthermore, if more loans are given out, development of the poor is enhanced. Now that Compartamos have entered the league of companies listed in the stock exchange, a lot is expect ed to change which calls for extra caution.We have already seen them suffering their first challenge with attacks from various shareholders about their decision to enter the stock exchange. However, should their shares in the stock exchange do well; the good public image will work to ensure they always do well financially. It is worthwhile to note that the visibility of the IPO will showcase the superior financial performance of the micro finance sector. This is bound to cause an increase in competition in Mexico. Challenges are more forthcoming now but they should not treat them as problems but as stepping stones to higher grounds.Since Compartamos is confident that it can serve both their clients and the financial sector as well, they should come up with well defined policies to make sure that they do not deviate from their course. It is quite normal for businesses to concentrate more on what is bringing in the most cash but they should always remember the sole objective for which they were set up; to help the poor grow financially. Word Count (1887) References Cuellar, R. G. & Chu, M. (2008) Banco Compartamos: Life after the IPO. Harvard: Harvard Business School

Thursday, August 29, 2019

Essay Exam Example | Topics and Well Written Essays - 750 words

Exam - Essay Example We can be seen holding colourful umbrellas, spades, buckets and even a soft toy. This helps to display the level of innocence that each one of us had at that time. The four girls in the picture seem to be telling a story about the love and affection that there was among the four of them back then, as compared to now due to leading different lives in different parts of the world. In the background of the photo, the sea can be seen as swirling and meandering; the waves are moderate in size and appear to be lazing around under the hot sun. There is a man selling ice creams in the far background, with children gathered all around him, waiting for their turn to lick the lollies. Clouds can be seen floating in the distance above the warmth that the sea seems to be emanating through the photograph. The smiles on the faces of the four young girls are approximately equal to the genuine happiness with which they have tried to build a sandcastle, which can be seen to the right of the photograph . A group of friends are playing with a Frisbee behind the girls, and there is a young man caught in action, jumping to catch the Frisbee while two young women are laughing and having a good time. The beach is a place for relaxation and frolic and these feelings can easily be transformed from the picture to the person looking at it and helps him or her feel the warmth. A young woman can be seen sunbathing in the distance under the hot sun, reading a book and enjoying her leisure time. All the people present in the picture are clad in bathing suits and swimming trunks of different colours, giving the picture more depth and a feeling of youth. If one looks at the picture closely he may also be able to observe an old couple dipping their feet in the comforting water of the sea in the far distance, behind one of the cousins in the photograph. Even the old couple seem to be smiling and feeling young as they enjoy their days together; thus, one may observe a large amount of warmth and lov e in the photograph, and I often look at it in order to make myself feel happy. The four main girls (cousins) in the photo are holding each other’s hands; one of them is holding a bucket full of sand and the other a spade with which it is evident that the sandcastle was being made. The girl with the soft toy is the youngest of them all, clutching her teddy bear for security as joys as well as a hint of fear of the waves envelopes her mind. But her sisters seem to assure her by holding her around her waist and helping her understand the importance of happiness. The fourth girl is holding a colourful sun hat and a ball, not wanting to wear her hat shows her excitement of running and jumping around and the ball helps the viewers to understand the feeling of freshness and youth that comes with the joy of playing in the sun. In conclusion, the four sisters are a burst of positive energy and the same has been enhanced within the picture with the help of the sights and sounds that o ne can imagine easily by looking at the same; they have expressions of excitement as well as hyperactivity as they want to finish taking the picture and move to indulging in other kinds of physical activities as fast as they can, almost as if they know that when the day gets over, there will be very few occasions in the future of a similar

Wednesday, August 28, 2019

Mirror for Man Essay Example | Topics and Well Written Essays - 250 words

Mirror for Man - Essay Example These similarities result of human biology, rather than from the human training or their upbringing. The diverse culture of our species varies in several ways, from religion to eating habits. Also, the author has pointed out it is not the body that makes a man but their mind. How the mind gets nurtured and trained decides what the man becomes and his thought process. Mirror for Man, by Clyde Kluckhohn, suggests that a person’s cultural upbringing is responsible for their behaviour rather than their genetic makeup. Kluckhohns position that behaviour of people is based on the fact that, ‘they were brought up that way’ is precise; as the culture where a person gets raised is reflected in their attitudes, behaviour and values. Personally, I am in agreement with the author’s views. His passage turned out to be an interesting reading as his thoughts and expression brought my own personal experience of dealing with people from different countries and speakers of different language. Through Clyde Kluckhohns passage, we can interpret and comprehend the real meaning of culture through an anthropologist’s point of

Tuesday, August 27, 2019

Ch. 5 Writing Today p. 63-83 + other excerpts from the Textbook Essay

Ch. 5 Writing Today p. 63-83 + other excerpts from the Textbook - Essay Example He completed his medical training in Canada back in 1970 despite the challenges he faced as a foreigner of Middle-Eastern decent. Bugnah cites language barrier as the main obstacle that impeded the training process. Born and raised in Saudi Arabia, he was fluent in Arabic, and could barely speak English. This remained the case even after he decided to enroll in medical school in a foreign country. He admits that this disadvantage prompted him to work harder than his counterparts who were born and bred in Canada. The fact that he was also sure about what sub-field he wanted to specialize in helped him focus all his energy in perfecting his craft. â€Å"I could already see the finish line from the race’s starting point,† he retorted when asked about whether he was sure whether this was the career, he had always wanted. Because his profession centers on bringing new life into this world, the curiosity to know whether Bugnah had a family of his own ran high. â€Å"I have been blessed with a beautiful wife, three daughters and three sons†, he stated with a smile on his face. His reminiscent look showed how deeply he cared about his family: and why not? He had every reason to be happy about being able to expand his career while simultaneously take charge as the family’s primary breadwinner, as is the custom in the Middle East (AbuKhalil). Determined to know more about what his plans for the future were, I asked him about his accolades he had received in the past. Bugnah remains a well-respected OBGYN, regarded by those within and without the profession. So far, he has received honorary awards from top-universities across the globe, and especially at his alma mater. He continuously engages in research projects, which has resulted in the publication of many of his works. Bugnah hopes to retire in five years time, which will give him more time to focus on the research aspect of OBGYN. It is evident that just like others in his profession, full-time research is the

Monday, August 26, 2019

Discuss the benefits and drawbacks of market research particularly in Essay

Discuss the benefits and drawbacks of market research particularly in relation to new and innovative products - Essay Example Qualitative methods are used to understand complex social phenomena. They are suitable to seek knowledge about the fundamental characteristics of a phenomenon under study. It includes focus group among small group through exploratory or explanatory study and gathers information. It tries to understand and answers how and why through discussion and in-depth face-to-face, telephone or online interviews. Quantitative research is gathering data in quantity. The goal of the quantitative research approach is to find out the truth by using statistical procedure. Quantitative methodology allows readers to understand facts easily by looking at charts and graphs. The use of statistics reduces contradictions, which may exist in research. Market Research helps in creating better communication with current and potential customers. A good research enables a company to tailor effective and target marketing through various marketing campaigns towards its desired segment. It allows a firm to directly interact with its current and potential customers to understand their needs. Market research helps the businesses to identify potential opportunities, for example before opening a retail outlet or restaurant, the location is very important, especially if there is no competitor in that area. This would be called identifying opportunity. Another example can be offering a service in a location which need such service, such as Amazon, identified an opportunity of online booking selling and in no time, it became successful due to niche in the market.. Market research gives greater confidence in starting a venture as extensive research shows the potential risk and benefits of starting up a business. Even if there is potential opportunity, a good prior research about the product is essential among the potential customers to know the true value of the product. One such kind of example is

Sunday, August 25, 2019

Language Games Essay Example | Topics and Well Written Essays - 250 words

Language Games - Essay Example Wittgenstein argues that people create meaning of words in the context of language game. Whilst watching soccer, the philosophical ideas occurred to Ludwig that in case a person without soccer knowledge is watching the football match, the game would seem meaningless to him. Therefore, for him to understand the meaning of the football game, he should first recognize the rules applied in the soccer game. However, the confusion erupts when people use language according to rules inappropriate to the circumstances. This confusion arises in case people do not understand the context of the language rules imposed upon a certain discourse. In fact, one cannot understand the truth from untruth, but those who understand the rules of the language game can only find the similarities and differences in other games (Kuusela 46). This is because the rules of the language games are inherently different; thus to understand them appropriately, one should first understand the rules applied in the language games. Other philosophers such as Socrates, Parmenides, Hume and other people such as Heraclitus and Nietzsche went wrong in their thinking. For instance, Nietzsche wrote critical texts about religion, science and philosophy in an ironical, metaphorical and aphorism way. The Socrates also understood language in different way; thus, they presented their philosophical ideas in different context withou t following rules applied in the language

Saturday, August 24, 2019

Software Systems Fundamental Essay Example | Topics and Well Written Essays - 1000 words

Software Systems Fundamental - Essay Example This report will discuss some software development problems which can cause overall software development failure. CAUSE OF SOFTWARE FAILURE According to May (2000), the majority software projects fail partially or totally due to software unable to meet all established requirements, cost and time overrun or less effective project management. These requirements could include schedule, cost, objectives or quality related (May, 2000). This section outlines the causes and factors of software development failure: Poor User Requirements The process of software development failure starts when a user states the system development requirements in a less effective way. In this way the system developed on the basis of such faulty system requirements become a disaster. In this scenario, the inability to state the user requirements can be due to lack of software working knowledge, poor understanding of software working or less effective business process information. However, mismarks in requiremen ts recording can be done on both sides at client side or at developer side (May, 2000) and (Kaur & Sengupta, 2011). ... Moreover, the lack of effective project quality management plan can cause less effective project quality that lead to project failure (May, 2000) and (Kaur & Sengupta, 2011). Failure of Cost and Schedule Estimation Another important reason of software development failure is the less effective cost and time estimation. In addition, effective cost and time estimations are very important for the successful software development. However, it depends on the project manager and team leader to estimate and figure out important project factors to better assess the project time and cost aspects. Moreover, if the time and cost of software development project overruns, it will surly lead to overall failure of project (May, 2000) and (Kaur & Sengupta, 2011). Team Size Estimation of team size is crucial in software development project. Fundamentally there are 3 main types of team small, medium and large. However, team selection is completely based on the project size if the project size is small t hen managers obviously take the small team and in case of big project they can select the large or medium team. Moreover, the selection of team size depends on project leaders or managers how successfully they can perceive the project and develop a well balanced project team. Furthermore, a lot of software development projects fail due to less effective team size that can lead to some of extensive problems regarding effective project management. This can also lead to amplifying the project cost and damaging project performance (Kaur & Sengupta, 2011). Human Resource Skills Effective and well organized team for a software development is really essential. Seeing that in software development an effective team for

Communication in Conflict Case Study Example | Topics and Well Written Essays - 250 words

Communication in Conflict - Case Study Example Such conflicts make the employees enter into trouble with the management or higher officials. They may go on strikes or do other sorts of protests. Major conflicts occur when, for example, employees experience gender discrimination, work overload, forced overtime, short deadlines, and no opportunities for promotion, reward or compensation. Communication in conflict is of two kinds, according to Bacal (14): cooperative communication and conflict-provoking communication. Cooperative communication tends to avoid or settle a conflict to â€Å"put an end to it in an effective way† (Bacal 15). On the other hand, in conflict-provoking communication, more energy is spent in resisting to the â€Å"form of the communication, rather than the content† (Bacal 15). In short, it is impossible to hold good working relationship at the workplace when there is not a proper communication platform shared by all employees and the management. It is obligatory for the management to solve confl icts like power struggle, gender discrimination and other employees’ issues through effective communication, if the objective is to achieve organizational goals with good productivity and high performance. Works Cited Cahn, Dudley D., and Ruth Anna Abigail. Managing Conflict through Communication (3rd ed.).